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Get Your Dream Car with a Great Car Loan

Have you picked out a new Kia that you're ready to get the keys to? There are various auto financing programs to think about, whether you want to lease a Kia in Lanham, MD or go for buying a new Kia and considering an auto loan. You don't have to stress about the finance process, however, because at DARCARS Kia of Lanham, we serve top-tier customer service and an easy finance process to match.

Get Pre-Approved

Whether you're looking for an affordable Kia lease near you, or you want to check out financing possibilities for a new Kia car or SUV, we're your trusted team to get your financing or leasing done with ease. Of course, we want you to not only find the Kia for you, but we want you to be able to find an offer on a new car that can help you save. See the new car specials offered currently to browse today for finance incentives on popular models like a new Kia K5 or a new Kia Forte!


Auto Finance Lanham, MD

Buy Vs. Lease

Deciding between purchasing or leasing a new Kia in Lanham, MD, can be a dilemma, with each option having its own advantages. Whether your preference leans towards ownership or the flexibility of leasing, it’s important to understand the differences. At DARCARS Kia of Lanham, we're here to give you information about buying versus leasing, equipping you with the knowledge to confidently choose the right financing plan for your lifestyle and budget.

  • Buying is a good long-term investment. If you want to have a car for an extensive length of time, opt for purchasing.
  • When you buy, you don't have to worry about restrictions. Whether changing the paint on your Kia or opting for some add-on accessories, you can make your car your own.
  • Do you travel a lot for work or do a lot of driving around town? Purchasing is a great option because there is no limit on mileage.
  • If you want flexibility, buying is a great option. You can sell your vehicle whenever you want.
  • If affordable payments for a car are at the top of your list, consider a lease. Leasing means you’re paying on a percentage of the total price of the vehicle, so payments are typically lower.
  • Switching or upgrading vehicles is easy with a lease. If you enjoy driving a different model every few years, you can conveniently turn in your car and start your new Kia lease after your current lease ends.
  • Do you enjoy using the latest features and technology in a car? With a lease, you can have the latest amenities in a vehicle regularly since it is a short-term option.
  • If you want to drive a car equipped with high-end interior furnishings, technology, and more, your budget may allow for that with a lease because of the affordability that leasing offers.


Auto Finance FAQs

Navigating the decision to buy or lease a Kia can leave you with many questions. At DARCARS Kia of Lanham, we're here to answer your questions, whether they’re about leasing specifics in Lanham, MD, or about getting a car loan.

Leasing generally offers lower payments, making any time of year a good time to lease. However, to experience the latest models, consider making sure your lease ends when new models are released, which is typically towards the end of the year. You can also watch for sales events and special incentives throughout the year.

Our online finance application is user-friendly and efficient. Completing this form will help you pre-qualify for financing a new Kia in Lanham, MD, making the purchasing process faster and easier. Just access our finance application and fill it out, and our team will promptly contact you.

Achieving a good interest rate on a car loan involves several strategies. Begin by looking at your credit score, to ensure that it aligns with your financial goals. Comparing loan quotes and seeking the best rate is also a good idea. Additionally, consider the loan's duration, with shorter terms often being more beneficial.

The best time to buy a car can vary. For instance, car dealerships typically offer monthly car specials that change regularly and can offer impressive savings when purchasing or leasing a new car. Consider the time of the year and if any sales are going on, like holiday sales events.

Several key requirements are essential in the car financing process. These include proof of income and identity, loan pre-approval, a down payment, and insurance verification. Our team at DARCARS Kia of Lanham is dedicated to guiding you into car ownership.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Maryland banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!